Financial Advisory Services
For those willing to accept modest volatility but
with downside protection of their principal
One thing we learned in 1999-2000 was it took time
to realize "all is not well". By the time portfolios dropped 30%
- 40%, it was too late. Prepare your retirement, savings and
portfolio now! What we knew was inevitable is now reality.
Those who lost 30% - 40% in 2000 have never recovered. Don’t be
one who hasn’t taken steps to be defensive.
Professional Money Management
As
an Investment Advisor Representative, Chuck can design an income and/or
growth portfolio that protects against major market
declines. Noting that a loss of 20% in any portfolio requires a
25% gain just to get back to even; a 30% loss requires a 43%
gain, 40% loss requires a 67% gain, etc. See the chart
below. The red bars below zero show market decline.
The blue bars above zero show the gains you would have to achieve just
to get back to even, sometimes taking years to recover. A
30% loss takes approximately four years to recover, a 40% loss
takes about six years to recover assuming a 10% long term appreciation
in the market and assuming no further market losses occur during that
recovery period.
That is why downside protection is very important. It
minimizes losses and thereby enhances total returns. For those
interested in professional money management with some downside
protection for your portfolio or retirement plan, call Chuck now.
Personal Trust Investment Services
A
Personal Trust Investment Service with the use of professional
investment management can provide protection of principal from major
market declines, enhance total returns, create stability and offer
peace of mind. Using the tools of our portfolio management which
have proven to be successful and are supported by audited results.
Trust
Beneficiaries should learn about our Corporate Trust Services.
Bank mergers and personnel changes often lead to service
deterioration or simply poor results in investment portfolios. If
that is the case, consider prudent portfolio trust management through
DeLao Financial Group, Inc.
Charitable Giving
Charitable
giving is a rewarding part of Chuck’s practice. He has
served as an advisor to the Planned Gift Development Committee and as
Chairman of the Outreach Committee for Children’s Hospital of Orange
County. He was on the Board of Directors of Anaheim YMCA
Endowment Committee; and a member of Res Publica, Claremont McKenna
College, his Alma mater. He offers management
services through Donor Advised Funds and Private
Foundations for those wanting to make a difference in the world
and yet retain control over donated funds. For those
considering charitable contributions, Chuck can advise which charitable
vehicle is best to use.
DeLao Financial Group, Inc.
specializies in income strategies for high net worth individuals,
businesses and charitable foundations.
E-mail Chuck DeLao for a review
4420 Hotel Circle Court, Suite 350, San Diego, CA 92108
Phone: (619) 222-2626 Fax: 619-222-1013
Email: cdelao@harrisondouglas.net
Securities offered through Harrison Douglas, Inc.
Member FINRA/SIPC